Can You Finance Used Cars?

Here at Shaver Chrysler Dodge Jeep® RAM & FIAT in the Los Angeles area, we have you covered for all services related to your next car-buying adventure. When you and your family are seeking a used car in Thousand Oaks, visit our RAM dealership today to start test driving.

We also have a finance center where our professionals can assist you in getting a car loan for the used car you choose. Before you make the final decision to opt for used, discover the financing basics.

White JEEP Wrangler

Introduction to Used Financing

  • You’ve realized you need a car upgrade, but you can’t quite cover the full amount up front. This means our Jeep dealers will set you up with a car loan and can value your current vehicle for a trade-in, which can act as a down payment. We’ll then evaluate your credit with a credit history report and we’ll get you the best offer possible for a loan. The loan will include an annual interest rate that you’ll agree to pay until the loan term is complete.
  • These financing services are available for a pre-owned RAM truck or used Dodge car that you choose. Our inventory includes many used cars for sale now, including the Jeep Wrangler and the Chevrolet Cruze.
Benefits of Financing

Benefits of Financing Used

You may be thinking, why wouldn’t I buy a brand new car if I have to get a loan anyway? There are actually several benefits of financing a used car, including:

  • Lower monthly payments
  • Lower down payment
  • Less depreciation (which can be around 20% for new cars in the first year)
  • Lower insurance premiums in some cases
  • More car options to choose from

The list goes on. Stop by to discuss the full benefits of financing a used car with one of our knowledgeable team members in our finance department.

Ready to start test driving and discussing your financing options? Visit our Los Angeles Dodge dealers today to get started. We have a wide variety of used vehicles, like the RAM 1500 or the Jeep Cherokee. In addition, we always have used car specials going on at Shaver Chrysler Dodge Jeep RAM & FIAT and we’ll make sure you’re set up with a deal that works for you.